Mortgage Rates Will Come Down, It’s Just a Matter of Time

by Carole Hiu Miller | Nov 21, 2022 | Buyer, Buying Myths, First Time Home Buyers

This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average 30-year fixed mortgage rate...

VA Loans: Making Homes for the Brave Achievable [INFOGRAPHIC]

by Carole Hiu Miller | Nov 11, 2022 | Buyer, Buying Myths, Infographic

Some Highlights VA Loans can help make homeownership possible for those who have served our country. These loans offer great benefits for eligible individuals and can help them buy a VA-approved house or condo, build a new home, or make improvements to their house....

VA Loans Can Help Veterans Achieve Their Dream of Homeownership

by Carole Hiu Miller | Nov 10, 2022 | Buyer, Buying Myths, First Time Home Buyers

For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits. Here are some things you should...

Taking the Fear out of Saving for a Home

by Carole Hiu Miller | Oct 31, 2022 | Buyer, Buying Myths, First Time Home Buyers

If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is understanding some of the costs you might encounter.  And to do that, turn to trusted real...

Pre-Approval Is a Critical First Step on Your Homebuying Journey

by Carole Hiu Miller | Oct 24, 2022 | Buying Myths, First Time Home Buyers, Move-Up Buyers

If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved. Especially in today’s market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approval can be a game changer. Here’s...

Saving for a Down Payment? Here’s What You Should Know.

by Carole Hiu Miller | Oct 10, 2022 | Buyer, Buying Myths, First Time Home Buyers

As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start. If that sounds like you, your down payment could be more in reach than you originally...